Tracy MATTEO
Loan Officer
(760) 522-6678
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Getting Started
Your home is one the biggest investments you will ever make, so your lender should take enough time to make sure you understand all your choices of financing that are available. That’s our specialty - finding mortgage solutions that meet your current and future situation financially over the next 5-10 years. We will help you determine what options work for you. We will explain the process in terms that will be very easy for you to understand, so you feel in control.
We want you to truly understand real estate finance when you take a loan out against your home, we will take the time to explain every step of the process. To get started - contact Tracy Matteo, today.
After reading the following and reviewing the links - Go to Mortgages on the main menu! More questions? Try FAQ's page... for additional answers!
Types of loans
There are various available loan options. The one that is right for you will depend on your financial goals. We even handle commercial loans and equity lines of credit.
Pre-qualifying
House hunting? You’ll want to get pre-approved for a mortgage. A pre-approved mortgage gives you a written agreement demonstrating to the seller's agent that you have the ability to finance a home.
If you're preapproved, you will receive a letter stating the amount we will finance - subject to a property appraisal and other stated conditions.
Pre-approval is also a great way to understand how much home you can afford. You'll know exactly how much you can borrow, and the letter shows sellers and real estate agents that you are able to buy.
Frequently asked questions
Whether a new home buyer or have purchased multiple properties, its common to need help from time to time. The following are a few frequently asked questions. REMEMBER - Our job is to help you through the process. Feel free to contact us with any issues (large or small) that may arise! We are here to help.